Are you really pre-approved to go shopping for your home?

Knowing if you are pre-approved should be the first step in your house hunting process. Whether you have been given a "Pre-Qualification" or a "Pre-Approval" is important to know. One sets you up for success and the other potential disappointment.

Mortgage Penalties - What They Are And Why They Are Important

Mortgage penalties are one of the most important terms of your mortgage. The conversation about penalties should happen when you are choosing a lender not when the penalty is having to be paid. Not knowing could cost you thousands of dollars.

New Mortgage Rules On The Horizon?

New mortgage rules will raise interest rates and lower consumer purchasing power.

What you need to know before you default on your mortgage

Right now there are many people facing tough times with the economy. Whether it is a layoff or cutting back of income at work. Or maybe a death in the family and you were not prepared with adequate insurance. There are numerous factors that can cause you to fall behind on your mortgage payments and/or debts.

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